Term loans built for real growth.
Fixed-rate, fixed-term capital for established businesses ready to invest in expansion, equipment, hiring, or acquisitions.
A business term loan gives you a lump sum of capital that you repay over a defined period with predictable payments. It's the foundational funding product for businesses with consistent revenue and a clear plan for what the capital will accomplish. Momentum positions your file with the right lenders, packages your financials the way underwriters expect, and negotiates terms so you keep more of every dollar you borrow.
Highlights
Up to $5M
Loan sizes from $25K to $5M depending on revenue and qualifications.
1–10 year terms
Match the repayment schedule to your investment horizon.
Fixed payments
Predictable monthly payments make planning and forecasting simple.
Benefits
- Predictable fixed monthly payments
- Competitive rates for qualified borrowers
- Funds available in days, not months
- Use for expansion, equipment, hiring, or refinancing
- Build long-term banking relationships
Ideal Qualifications
- 2+ years in business preferred
- Annual revenue of $250K+
- 650+ personal credit (varies by program)
- Clean business banking history
- Profitable or trending positive
Common use cases
Let's get you funded.
Apply in minutes. Get matched with lenders. Move forward with momentum.
Apply Now